January is a busy time for family law lawyers. People come to me to end their marriages.
It’s not unusual for couples to put on a happy face for the holidays. The year-end socials and gatherings can serve as a welcome distraction to a wobbly marriage. After the holidays, for many, it’s back to the miserable reality. Thus, separation and divorce cases spike in January.
However, before you rush to your lawyer’s office, there are a few things you should consider before you make up your mind. Below are some of the issues that I encounter regularly as a family law lawyer.
Is it really over?
By law, lawyers in Canada have an obligation to inquire whether the marriage can be salvaged before a divorce can be filed.
I once came across a couple who vowed to end their marriage. However, halfway through the process of setting up a parenting plan, they realized that they wouldn’t be better off without each other. They decided to reconcile.
Think about the expenses they could have spared if they had had a candid discussion before rushing to their respective lawyers’ offices. It could have been a vacation or two.
Can you afford a divorce at the moment?
Let’s say you’re in a miserable but tolerable marriage. Before you decide to leave, you should consider whether you can afford to move into your own separate household. (That is to say, expenses ranging from costs of housing to utilities will no longer be shared.) Chances are that the living standard for both you and your spouse will decrease, perhaps quite drastically.
Once you move out of the matrimonial home, there’s no going back. (Unless you decide to reconcile halfway through, which means you completely missed my first point.) Don’t expect that your estranged spouse will merrily fork over support payments. You will need enough money to carry on your life before the negotiation or litigation process begins and reaches its fruition.
How are you going to tell the kids?
A judge once said in a conference, “No kids want to see their parents divorce.” Depending on the age and the maturity of the children, divorce can be traumatic to children’s well-being.
Even if divorce is inevitable, you should consider how the two spouses can (or cannot) be parents together. This will involve setting up a parenting time schedule and discussing the decision-making process between the two spouses.
Don’t let the children stand in the crossfire; seeing their parents split is hard enough for them. Do all you can to shield them from adult conflicts.
Is court the only way to go?
Many people think that litigation is the only way to resolve a broken marriage. But litigation is no longer the norm. More and more people are choosing alternative dispute resolution (ADR) methods to deal with their separation and divorce. For example, mediation and collaborative process have been gaining popularity in recent years.
In fact, the Ontario courts have recently implemented a mandatory information program aiming to educate the litigants about other ways to deal with their matrimonial woes. Speak to your lawyer and ask what options are appropriate for your case.
If you’re thinking about separating from your spouse, give us a call at 416-433-5531. You get to spend up to 90 minutes with the lawyer for $339, tax included.
This blog is provided for your reference only and is not a substitute for the law. The law may have changed since the publication of this article. This article is not legal advice and should not be regarded as such.
‘Tis the Season for Holiday Scams
Yesterday we had our first snowfall in Toronto for the season. Undoubtedly, the holidays are coming.
People are either preoccupied with the coming holidays (Christmas, Kwanza, Hanukkah, Ashura, Boxing Day, New Year’s Day … take your pick) or are looking forward to taking time off work. No doubt, major financial institutions will also be closed for a few days, thereby delaying the clearing of cheques.
While people are otherwise occupied, scammers and fraudsters are taking advantage of the combination of bank closures and holiday distractions to defraud their victims.
Dan Pennington of LawPRO has said that bad cheque scams are on the rise and warned lawyers taking large sums of trust funds to be vigilant.* He said the scams are becoming more and more sophisticated. Some of the bad cheques could even fool bank tellers.
According to Pennington, a lawyer from St. Catharines was recently suspended for misappropriating trust funds after he was defrauded with fake cheques. The funds from the fake cheques did not clear and resulted in a shortfall in his trust account. The lawyer tried to cover the loss with other clients’ money held in trust. But the shortfall soon became too large, and the lawyer became the subject of an investigation.
In addition to bad cheque scams, “Oklahoma frauds” are resurfacing, according to Jeffrey W. Lem, a partner in the real estate group at Miller Thomson LLP.^ A recent lawsuit was brought alleging $6.5 million in damages as a result of mortgage frauds.
Lem explained in a nutshell how an Oklahoma fraud operates. A fraudster buys a piece of land for a small amount, say $10,000, in an otherwise legitimate transaction. The fraudster then flips the property to an accomplice for a grossly inflated price, say $500,000. The accomplice then goes to the lender for a mortgage against the inflated property value. Typically, the fraudsters rapidly target a single mortgage lender several times before they take off with the proceeds. The lender then is left with collateral properties worth a fraction of the mortgaged value.
*Michael McKiernan, “St. Catharines case shows pitfalls of fake cheques” Law Times (28 November 2011) 13
^Jeffrey W. Lem, “Oklahoma frauds return as scam of choice” Law Times (28 November 2011) 7
This blog is provided for your reference only and is not a substitute for the law. This article is not legal advice and should not be regarded as such.